Call reports 2026
WEST POINT BANK — 2026
What WEST POINT BANK reported to the FFIEC in 2026, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Total assets | 570,546,000 | 560,614,000 |
| Total loans | 441,209,000 | 443,372,000 |
| Allowance for loan losses | 2,189,000 | 2,281,000 |
| Securities available for sale | 72,890,000 | 73,383,000 |
| Securities held to maturity | 0 | 0 |
| Trading assets | 0 | 0 |
| Total deposits | 486,197,000 | 475,651,000 |
| Interest-bearing deposits | 399,846,000 | 387,167,000 |
| Noninterest-bearing deposits | 86,351,000 | 88,484,000 |
| Equity capital | 39,779,000 | 41,539,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Interest income | 8,058,000 | 16,161,000 |
| Interest expense | 3,926,000 | 7,858,000 |
| Net interest income | 4,132,000 | 8,303,000 |
| Noninterest income | 313,000 | 649,000 |
| Noninterest expense | 2,256,000 | 4,923,000 |
| Provision for loan losses | 0 | 104,000 |
| Pretax income | 2,189,000 | 3,925,000 |
| Income tax | 505,000 | 897,000 |
| Net income | 1,684,000 | 3,028,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Tier 1 capital | 47,677,000 | 48,897,000 |
| Total capital | 49,960,000 | 51,271,000 |
| Risk-weighted assets | 417,194,000 | 416,749,000 |