Call report 2024Q2
WEST POINT BANK — 2024Q2
The 22 measures WEST POINT BANK reported to the FFIEC for 2024Q2, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 492,413,000 | USD | evidence → |
| Total loans | 385,349,000 | USD | evidence → |
| Allowance for loan losses | 1,897,000 | USD | evidence → |
| Securities available for sale | 77,983,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 367,239,000 | USD | evidence → |
| Interest-bearing deposits | 300,106,000 | USD | evidence → |
| Noninterest-bearing deposits | 67,133,000 | USD | evidence → |
| Equity capital | 29,442,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 13,654,000 | USD | evidence → |
| Interest expense | 8,816,000 | USD | evidence → |
| Net interest income | 4,838,000 | USD | evidence → |
| Noninterest income | 592,000 | USD | evidence → |
| Noninterest expense | 4,119,000 | USD | evidence → |
| Provision for loan losses | 127,000 | USD | evidence → |
| Pretax income | 1,188,000 | USD | evidence → |
| Income tax | 235,000 | USD | evidence → |
| Net income | 953,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 40,017,000 | USD | evidence → |
| Total capital | 41,992,000 | USD | evidence → |
| Risk-weighted assets | 366,537,000 | USD | evidence → |