Call report 2021Q4
WEST POINT BANK — 2021Q4
The 22 measures WEST POINT BANK reported to the FFIEC for 2021Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 341,539,000 | USD | evidence → |
| Total loans | 213,153,000 | USD | evidence → |
| Allowance for loan losses | 1,108,000 | USD | evidence → |
| Securities available for sale | 108,878,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 304,002,000 | USD | evidence → |
| Interest-bearing deposits | 237,298,000 | USD | evidence → |
| Noninterest-bearing deposits | 66,704,000 | USD | evidence → |
| Equity capital | 35,230,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 11,623,000 | USD | evidence → |
| Interest expense | 1,161,000 | USD | evidence → |
| Net interest income | 10,462,000 | USD | evidence → |
| Noninterest income | 749,000 | USD | evidence → |
| Noninterest expense | 6,146,000 | USD | evidence → |
| Provision for loan losses | 229,000 | USD | evidence → |
| Pretax income | 4,836,000 | USD | evidence → |
| Income tax | 1,114,000 | USD | evidence → |
| Net income | 3,722,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 35,720,000 | USD | evidence → |
| Total capital | 36,828,000 | USD | evidence → |
| Risk-weighted assets | 217,583,000 | USD | evidence → |