Call report 2020Q3
WEST POINT BANK — 2020Q3
The 22 measures WEST POINT BANK reported to the FFIEC for 2020Q3, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 300,158,000 | USD | evidence → |
| Total loans | 186,919,000 | USD | evidence → |
| Allowance for loan losses | 893,000 | USD | evidence → |
| Securities available for sale | 57,773,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 268,545,000 | USD | evidence → |
| Interest-bearing deposits | 214,145,000 | USD | evidence → |
| Noninterest-bearing deposits | 54,400,000 | USD | evidence → |
| Equity capital | 28,450,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 8,803,000 | USD | evidence → |
| Interest expense | 1,490,000 | USD | evidence → |
| Net interest income | 7,313,000 | USD | evidence → |
| Noninterest income | 512,000 | USD | evidence → |
| Noninterest expense | 3,997,000 | USD | evidence → |
| Provision for loan losses | 285,000 | USD | evidence → |
| Pretax income | 3,577,000 | USD | evidence → |
| Income tax | 735,000 | USD | evidence → |
| Net income | 2,842,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 27,649,000 | USD | evidence → |
| Total capital | 28,542,000 | USD | evidence → |
| Risk-weighted assets | 180,598,000 | USD | evidence → |