Call report 2015Q1
WEST POINT BANK — 2015Q1
The 22 measures WEST POINT BANK reported to the FFIEC for 2015Q1, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 158,516,000 | USD | evidence → |
| Total loans | 62,598,000 | USD | evidence → |
| Allowance for loan losses | 751,000 | USD | evidence → |
| Securities available for sale | 70,753,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 82,932,000 | USD | evidence → |
| Interest-bearing deposits | 64,928,000 | USD | evidence → |
| Noninterest-bearing deposits | 18,004,000 | USD | evidence → |
| Equity capital | 17,089,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 1,245,000 | USD | evidence → |
| Interest expense | 101,000 | USD | evidence → |
| Net interest income | 1,144,000 | USD | evidence → |
| Noninterest income | 116,000 | USD | evidence → |
| Noninterest expense | 807,000 | USD | evidence → |
| Provision for loan losses | 0 | USD | evidence → |
| Pretax income | 568,000 | USD | evidence → |
| Income tax | 175,000 | USD | evidence → |
| Net income | 393,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 16,944,000 | USD | evidence → |
| Total capital | 17,695,000 | USD | evidence → |
| Risk-weighted assets | 69,273,000 | USD | evidence → |