Call report 2014Q3
WEST POINT BANK — 2014Q3
The 22 measures WEST POINT BANK reported to the FFIEC for 2014Q3, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 156,452,000 | USD | evidence → |
| Total loans | 60,388,000 | USD | evidence → |
| Allowance for loan losses | 767,000 | USD | evidence → |
| Securities available for sale | 72,152,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 81,689,000 | USD | evidence → |
| Interest-bearing deposits | 65,649,000 | USD | evidence → |
| Noninterest-bearing deposits | 16,040,000 | USD | evidence → |
| Equity capital | 15,760,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 3,931,000 | USD | evidence → |
| Interest expense | 343,000 | USD | evidence → |
| Net interest income | 3,588,000 | USD | evidence → |
| Noninterest income | 272,000 | USD | evidence → |
| Noninterest expense | 2,439,000 | USD | evidence → |
| Provision for loan losses | 0 | USD | evidence → |
| Pretax income | 1,416,000 | USD | evidence → |
| Income tax | 411,000 | USD | evidence → |
| Net income | 1,005,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 16,095,000 | USD | evidence → |
| Total capital | 16,862,000 | USD | evidence → |
| Risk-weighted assets | 63,653,000 | USD | evidence → |