Call report 2003Q1
WEST POINT BANK — 2003Q1
The 22 measures WEST POINT BANK reported to the FFIEC for 2003Q1, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 83,409,000 | USD | evidence → |
| Total loans | 43,472,000 | USD | evidence → |
| Allowance for loan losses | 78,000 | USD | evidence → |
| Securities available for sale | 33,919,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 60,073,000 | USD | evidence → |
| Interest-bearing deposits | 47,299,000 | USD | evidence → |
| Noninterest-bearing deposits | 12,774,000 | USD | evidence → |
| Equity capital | 6,614,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 1,118,000 | USD | evidence → |
| Interest expense | 366,000 | USD | evidence → |
| Net interest income | 752,000 | USD | evidence → |
| Noninterest income | 54,000 | USD | evidence → |
| Noninterest expense | 425,000 | USD | evidence → |
| Provision for loan losses | 0 | USD | evidence → |
| Pretax income | 381,000 | USD | evidence → |
| Income tax | 126,000 | USD | evidence → |
| Net income | 255,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 6,208,000 | USD | evidence → |
| Total capital | 6,286,000 | USD | evidence → |
| Risk-weighted assets | 38,020,000 | USD | evidence → |