Call reports 2019
WESTERN BANK OF WOLF POINT — 2019
What WESTERN BANK OF WOLF POINT reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 94,939,000 | 100,189,000 | 104,791,000 | 102,706,000 |
| Total loans | 36,289,000 | 40,639,000 | 46,674,000 | 44,587,000 |
| Allowance for loan losses | 974,000 | 867,000 | 869,000 | 997,000 |
| Securities available for sale | 46,498,000 | 47,480,000 | 44,638,000 | 43,661,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 83,070,000 | 77,378,000 | 85,711,000 | 89,234,000 |
| Interest-bearing deposits | 63,796,000 | 58,984,000 | 65,952,000 | 67,776,000 |
| Noninterest-bearing deposits | 19,275,000 | 18,395,000 | 19,760,000 | 21,458,000 |
| Equity capital | 10,211,000 | 10,973,000 | 11,662,000 | 9,348,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 908,000 | 1,828,000 | 2,828,000 | 3,902,000 |
| Interest expense | 223,000 | 455,000 | 726,000 | 982,000 |
| Net interest income | 685,000 | 1,373,000 | 2,102,000 | 2,920,000 |
| Noninterest income | 86,000 | 200,000 | 292,000 | 446,000 |
| Noninterest expense | 539,000 | 1,091,000 | 1,512,000 | 2,558,000 |
| Provision for loan losses | 0 | 0 | 0 | 102,000 |
| Pretax income | 232,000 | 635,000 | 1,035,000 | 859,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 232,000 | 635,000 | 1,035,000 | 859,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,310,000 | 10,712,000 | 11,112,000 | 8,972,000 |
| Total capital | 10,927,000 | 11,369,000 | 11,838,000 | 9,677,000 |
| Risk-weighted assets | 49,027,000 | 52,351,000 | 57,904,000 | 56,103,000 |