Call reports 2018
WESTERN BANK OF WOLF POINT — 2018
What WESTERN BANK OF WOLF POINT reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 96,746,000 | 99,784,000 | 96,834,000 | 95,948,000 |
| Total loans | 38,934,000 | 41,615,000 | 43,496,000 | 38,469,000 |
| Allowance for loan losses | 922,000 | 936,000 | 973,000 | 973,000 |
| Securities available for sale | 45,329,000 | 44,910,000 | 41,348,000 | 40,825,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 83,050,000 | 80,231,000 | 76,309,000 | 84,167,000 |
| Interest-bearing deposits | 64,717,000 | 63,606,000 | 59,019,000 | 65,780,000 |
| Noninterest-bearing deposits | 18,333,000 | 16,625,000 | 17,290,000 | 18,386,000 |
| Equity capital | 9,126,000 | 9,374,000 | 9,483,000 | 10,086,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 835,000 | 1,728,000 | 2,653,000 | 3,590,000 |
| Interest expense | 143,000 | 341,000 | 551,000 | 788,000 |
| Net interest income | 692,000 | 1,387,000 | 2,102,000 | 2,802,000 |
| Noninterest income | 104,000 | 211,000 | 314,000 | 473,000 |
| Noninterest expense | 529,000 | 1,070,000 | 1,609,000 | 2,150,000 |
| Provision for loan losses | 15,000 | 30,000 | 30,000 | 30,000 |
| Pretax income | 252,000 | 498,000 | 779,000 | 1,098,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 252,000 | 498,000 | 779,000 | 1,098,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,829,000 | 10,077,000 | 10,358,000 | 10,677,000 |
| Total capital | 10,468,000 | 10,780,000 | 11,050,000 | 11,318,000 |
| Risk-weighted assets | 50,858,000 | 56,014,000 | 55,105,000 | 50,953,000 |