Call reports 2017
WESTERN BANK OF WOLF POINT — 2017
What WESTERN BANK OF WOLF POINT reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 94,136,000 | 94,114,000 | 95,781,000 | 94,564,000 |
| Total loans | 40,664,000 | 40,461,000 | 43,353,000 | 41,028,000 |
| Allowance for loan losses | 875,000 | 896,000 | 911,000 | 926,000 |
| Securities available for sale | 38,658,000 | 37,860,000 | 38,266,000 | 39,386,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 83,542,000 | 82,666,000 | 81,581,000 | 80,291,000 |
| Interest-bearing deposits | 65,076,000 | 65,733,000 | 65,662,000 | 62,241,000 |
| Noninterest-bearing deposits | 18,466,000 | 16,933,000 | 15,919,000 | 18,050,000 |
| Equity capital | 9,129,000 | 9,864,000 | 10,096,000 | 10,158,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 811,000 | 1,638,000 | 2,486,000 | 3,359,000 |
| Interest expense | 101,000 | 210,000 | 330,000 | 471,000 |
| Net interest income | 710,000 | 1,428,000 | 2,156,000 | 2,888,000 |
| Noninterest income | 117,000 | 224,000 | 329,000 | 461,000 |
| Noninterest expense | 501,000 | 1,045,000 | 1,564,000 | 2,050,000 |
| Provision for loan losses | 30,000 | 45,000 | 60,000 | 75,000 |
| Pretax income | 245,000 | 511,000 | 812,000 | 1,175,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 245,000 | 511,000 | 812,000 | 1,175,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,249,000 | 9,515,000 | 9,816,000 | 10,179,000 |
| Total capital | 9,898,000 | 10,158,000 | 10,531,000 | 10,859,000 |
| Risk-weighted assets | 51,723,000 | 51,153,000 | 57,019,000 | 54,151,000 |