Call reports 2013
WESTERN BANK OF WOLF POINT — 2013
What WESTERN BANK OF WOLF POINT reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 80,885,000 | 82,626,000 | 82,542,000 | 84,007,000 |
| Total loans | 31,883,000 | 37,264,000 | 37,483,000 | 38,238,000 |
| Allowance for loan losses | 681,000 | 700,000 | 752,000 | 803,000 |
| Securities available for sale | 39,604,000 | 39,803,000 | 36,713,000 | 36,520,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 71,193,000 | 70,472,000 | 71,019,000 | 74,122,000 |
| Interest-bearing deposits | 50,443,000 | 50,979,000 | 51,844,000 | 51,315,000 |
| Noninterest-bearing deposits | 20,749,000 | 19,493,000 | 19,175,000 | 22,808,000 |
| Equity capital | 7,953,000 | 7,829,000 | 7,626,000 | 8,048,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 717,000 | 1,478,000 | 2,263,000 | 3,043,000 |
| Interest expense | 76,000 | 150,000 | 233,000 | 320,000 |
| Net interest income | 641,000 | 1,328,000 | 2,030,000 | 2,723,000 |
| Noninterest income | 104,000 | 218,000 | 329,000 | 461,000 |
| Noninterest expense | 522,000 | 1,036,000 | 1,537,000 | 2,028,000 |
| Provision for loan losses | 0 | 0 | 24,000 | 72,000 |
| Pretax income | 223,000 | 510,000 | 798,000 | 1,084,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 223,000 | 510,000 | 798,000 | 1,084,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,743,000 | 7,030,000 | 7,319,000 | 7,605,000 |
| Total capital | 7,291,000 | 7,641,000 | 7,929,000 | 8,219,000 |
| Risk-weighted assets | 43,731,000 | 48,780,000 | 48,626,000 | 48,933,000 |