Call reports 2012
WESTERN BANK OF WOLF POINT — 2012
What WESTERN BANK OF WOLF POINT reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 76,648,000 | 74,173,000 | 75,736,000 | 78,902,000 |
| Total loans | 29,740,000 | 32,581,000 | 31,849,000 | 32,709,000 |
| Allowance for loan losses | 708,000 | 686,000 | 683,000 | 686,000 |
| Securities available for sale | 35,276,000 | 35,273,000 | 29,891,000 | 37,490,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 66,112,000 | 63,392,000 | 62,402,000 | 68,134,000 |
| Interest-bearing deposits | 45,350,000 | 45,968,000 | 44,773,000 | 48,423,000 |
| Noninterest-bearing deposits | 20,761,000 | 17,425,000 | 17,629,000 | 19,711,000 |
| Equity capital | 7,458,000 | 7,761,000 | 8,152,000 | 8,556,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 746,000 | 1,506,000 | 2,266,000 | 3,006,000 |
| Interest expense | 114,000 | 208,000 | 291,000 | 372,000 |
| Net interest income | 632,000 | 1,298,000 | 1,975,000 | 2,634,000 |
| Noninterest income | 107,000 | 214,000 | 278,000 | 413,000 |
| Noninterest expense | 518,000 | 1,011,000 | 1,520,000 | 2,063,000 |
| Provision for loan losses | 0 | 0 | 75,000 | 75,000 |
| Pretax income | 316,000 | 596,000 | 789,000 | 1,040,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 316,000 | 596,000 | 789,000 | 1,040,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,403,000 | 6,683,000 | 6,876,000 | 7,096,000 |
| Total capital | 6,921,000 | 7,224,000 | 7,391,000 | 7,650,000 |
| Risk-weighted assets | 41,261,000 | 43,168,000 | 41,028,000 | 44,180,000 |