Call reports 2011
WESTERN BANK OF WOLF POINT — 2011
What WESTERN BANK OF WOLF POINT reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 66,299,000 | 68,672,000 | 69,335,000 | 76,291,000 |
| Total loans | 27,695,000 | 30,354,000 | 31,926,000 | 28,981,000 |
| Allowance for loan losses | 800,000 | 728,000 | 719,000 | 699,000 |
| Securities available for sale | 30,083,000 | 29,904,000 | 30,375,000 | 29,663,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 55,831,000 | 57,617,000 | 57,010,000 | 64,854,000 |
| Interest-bearing deposits | 43,206,000 | 43,917,000 | 41,973,000 | 47,973,000 |
| Noninterest-bearing deposits | 12,625,000 | 13,701,000 | 15,037,000 | 16,882,000 |
| Equity capital | 6,431,000 | 6,962,000 | 7,851,000 | 8,143,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 687,000 | 1,432,000 | 2,229,000 | 2,981,000 |
| Interest expense | 137,000 | 275,000 | 408,000 | 531,000 |
| Net interest income | 550,000 | 1,157,000 | 1,821,000 | 2,450,000 |
| Noninterest income | 259,000 | 362,000 | 460,000 | 579,000 |
| Noninterest expense | 443,000 | 885,000 | 1,327,000 | 1,815,000 |
| Provision for loan losses | 150,000 | 150,000 | 150,000 | 150,000 |
| Pretax income | 216,000 | 494,000 | 814,000 | 1,074,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 216,000 | 494,000 | 814,000 | 1,074,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,805,000 | 6,082,000 | 6,403,000 | 6,661,000 |
| Total capital | 6,266,000 | 6,575,000 | 6,912,000 | 7,137,000 |
| Risk-weighted assets | 36,515,000 | 39,217,000 | 40,550,000 | 37,849,000 |