Call reports 2010
WESTERN BANK OF WOLF POINT — 2010
What WESTERN BANK OF WOLF POINT reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 63,101,000 | 63,749,000 | 63,601,000 | 67,454,000 |
| Total loans | 27,151,000 | 29,165,000 | 30,117,000 | 28,584,000 |
| Allowance for loan losses | 634,000 | 652,000 | 670,000 | 646,000 |
| Securities available for sale | 23,879,000 | 23,234,000 | 23,358,000 | 25,399,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 52,468,000 | 53,242,000 | 52,650,000 | 56,806,000 |
| Interest-bearing deposits | 41,782,000 | 43,604,000 | 41,430,000 | 45,055,000 |
| Noninterest-bearing deposits | 10,687,000 | 9,638,000 | 11,220,000 | 11,751,000 |
| Equity capital | 6,180,000 | 6,486,000 | 6,896,000 | 6,624,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 713,000 | 1,432,000 | 2,160,000 | 2,864,000 |
| Interest expense | 164,000 | 322,000 | 465,000 | 603,000 |
| Net interest income | 549,000 | 1,110,000 | 1,695,000 | 2,261,000 |
| Noninterest income | 102,000 | 260,000 | 369,000 | 497,000 |
| Noninterest expense | 415,000 | 836,000 | 1,290,000 | 1,728,000 |
| Provision for loan losses | 30,000 | 60,000 | 90,000 | 120,000 |
| Pretax income | 206,000 | 474,000 | 684,000 | 910,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 206,000 | 474,000 | 684,000 | 910,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,460,000 | 5,727,000 | 5,937,000 | 6,164,000 |
| Total capital | 5,915,000 | 6,229,000 | 6,422,000 | 6,644,000 |
| Risk-weighted assets | 36,235,000 | 40,028,000 | 38,617,000 | 38,272,000 |