Call reports 2007
WESTERN BANK OF WOLF POINT — 2007
What WESTERN BANK OF WOLF POINT reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 57,676,000 | 58,618,000 | 57,709,000 | 61,795,000 |
| Total loans | 26,697,000 | 28,172,000 | 28,332,000 | 27,195,000 |
| Allowance for loan losses | 389,000 | 392,000 | 399,000 | 393,000 |
| Securities available for sale | 20,306,000 | 21,597,000 | 20,937,000 | 21,047,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 44,910,000 | 46,766,000 | 45,653,000 | 49,105,000 |
| Interest-bearing deposits | 37,304,000 | 39,647,000 | 38,105,000 | 39,590,000 |
| Noninterest-bearing deposits | 7,606,000 | 7,118,000 | 7,547,000 | 9,515,000 |
| Equity capital | 5,093,000 | 5,115,000 | 5,282,000 | 5,075,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 876,000 | 1,758,000 | 2,637,000 | 3,517,000 |
| Interest expense | 388,000 | 779,000 | 1,168,000 | 1,551,000 |
| Net interest income | 488,000 | 979,000 | 1,469,000 | 1,966,000 |
| Noninterest income | 160,000 | 271,000 | 366,000 | 464,000 |
| Noninterest expense | 397,000 | 810,000 | 1,205,000 | 1,615,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 251,000 | 440,000 | 630,000 | 815,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 251,000 | 440,000 | 630,000 | 815,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,204,000 | 5,393,000 | 5,332,000 | 4,978,000 |
| Total capital | 5,593,000 | 5,785,000 | 5,731,000 | 5,371,000 |
| Risk-weighted assets | 33,637,000 | 35,220,000 | 35,652,000 | 35,922,000 |