Call reports 2006
WESTERN BANK OF WOLF POINT — 2006
What WESTERN BANK OF WOLF POINT reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 54,058,000 | 57,989,000 | 57,393,000 | 57,920,000 |
| Total loans | 25,890,000 | 29,129,000 | 30,236,000 | 29,653,000 |
| Allowance for loan losses | 391,000 | 493,000 | 424,000 | 394,000 |
| Securities available for sale | 20,621,000 | 22,057,000 | 21,122,000 | 19,919,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 43,245,000 | 47,169,000 | 44,682,000 | 44,874,000 |
| Interest-bearing deposits | 35,756,000 | 39,023,000 | 37,420,000 | 37,384,000 |
| Noninterest-bearing deposits | 7,489,000 | 8,146,000 | 7,262,000 | 7,490,000 |
| Equity capital | 4,664,000 | 4,690,000 | 5,027,000 | 5,333,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 765,000 | 1,564,000 | 2,415,000 | 3,277,000 |
| Interest expense | 285,000 | 597,000 | 974,000 | 1,351,000 |
| Net interest income | 480,000 | 967,000 | 1,441,000 | 1,926,000 |
| Noninterest income | 104,000 | 202,000 | 316,000 | 464,000 |
| Noninterest expense | 408,000 | 816,000 | 1,239,000 | 1,675,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 176,000 | 353,000 | 518,000 | 715,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 176,000 | 353,000 | 518,000 | 715,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,948,000 | 5,126,000 | 5,292,000 | 5,488,000 |
| Total capital | 5,339,000 | 5,567,000 | 5,716,000 | 5,882,000 |
| Risk-weighted assets | 32,258,000 | 35,229,000 | 35,743,000 | 33,331,000 |