Call reports 2002
WESTERN BANK OF WOLF POINT — 2002
What WESTERN BANK OF WOLF POINT reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 47,345,000 | 48,304,000 | 50,201,000 | 49,142,000 |
| Total loans | 22,323,000 | 25,258,000 | 24,478,000 | 21,985,000 |
| Allowance for loan losses | 432,000 | 437,000 | 445,000 | 398,000 |
| Securities available for sale | 16,594,000 | 14,984,000 | 14,375,000 | 16,605,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 39,785,000 | 39,721,000 | 41,280,000 | 40,627,000 |
| Interest-bearing deposits | 33,471,000 | 33,204,000 | 34,370,000 | 32,874,000 |
| Noninterest-bearing deposits | 6,314,000 | 6,517,000 | 6,910,000 | 7,753,000 |
| Equity capital | 4,391,000 | 4,701,000 | 5,018,000 | 5,147,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 739,000 | 1,461,000 | 2,198,000 | 2,908,000 |
| Interest expense | 268,000 | 519,000 | 761,000 | 987,000 |
| Net interest income | 471,000 | 942,000 | 1,437,000 | 1,921,000 |
| Noninterest income | 99,000 | 198,000 | 303,000 | 397,000 |
| Noninterest expense | 336,000 | 689,000 | 1,031,000 | 1,436,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 253,000 | 482,000 | 740,000 | 913,000 |
| Income tax | 0 | 4,000 | 9,000 | 13,000 |
| Net income | 253,000 | 478,000 | 731,000 | 900,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,133,000 | 4,357,000 | 4,436,000 | 4,604,000 |
| Total capital | 4,472,000 | 4,727,000 | 4,825,000 | 4,955,000 |
| Risk-weighted assets | 27,059,000 | 29,556,000 | 31,057,000 | 28,048,000 |