Call reports 2001
WESTERN BANK OF WOLF POINT — 2001
What WESTERN BANK OF WOLF POINT reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 52,418,000 | 48,969,000 | 52,095,000 | 47,777,000 |
| Total loans | 20,238,000 | 23,011,000 | 23,582,000 | 22,039,000 |
| Allowance for loan losses | 407,000 | 417,000 | 431,000 | 408,000 |
| Securities available for sale | 19,712,000 | 18,526,000 | 16,938,000 | 16,748,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 44,317,000 | 40,978,000 | 43,716,000 | 39,685,000 |
| Interest-bearing deposits | 38,036,000 | 35,544,000 | 37,459,000 | 32,270,000 |
| Noninterest-bearing deposits | 6,281,000 | 5,433,000 | 6,258,000 | 7,415,000 |
| Equity capital | 4,198,000 | 4,395,000 | 4,825,000 | 4,842,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 874,000 | 1,756,000 | 2,634,000 | 3,426,000 |
| Interest expense | 452,000 | 859,000 | 1,234,000 | 1,542,000 |
| Net interest income | 422,000 | 897,000 | 1,400,000 | 1,884,000 |
| Noninterest income | 93,000 | 190,000 | 293,000 | 392,000 |
| Noninterest expense | 356,000 | 714,000 | 1,066,000 | 1,453,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 159,000 | 373,000 | 627,000 | 823,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 159,000 | 373,000 | 627,000 | 823,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,817,000 | 4,030,000 | 4,282,000 | 4,480,000 |
| Total capital | 4,156,000 | 4,390,000 | 4,662,000 | 4,813,000 |
| Risk-weighted assets | 27,043,000 | 28,710,000 | 30,368,000 | 26,582,000 |