Call reports 2010
EAST TEXAS NATIONAL BANK OF PALESTINE, THE — 2010
What EAST TEXAS NATIONAL BANK OF PALESTINE, THE reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 125,973,000 | 130,310,000 | 126,482,000 | 129,180,000 |
| Total loans | 54,493,000 | 54,372,000 | 57,508,000 | 62,209,000 |
| Allowance for loan losses | 577,000 | 581,000 | 589,000 | 577,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 49,899,000 | 49,793,000 | 49,692,000 | 48,549,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 115,759,000 | 120,165,000 | 116,223,000 | 118,617,000 |
| Interest-bearing deposits | 60,026,000 | 63,195,000 | 39,584,000 | 63,264,000 |
| Noninterest-bearing deposits | 55,733,000 | 56,970,000 | 76,639,000 | 55,353,000 |
| Equity capital | 9,524,000 | 9,586,000 | 9,637,000 | 9,777,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 1,220,000 | 2,415,000 | 3,597,000 | 4,821,000 |
| Interest expense | 61,000 | 122,000 | 182,000 | 239,000 |
| Net interest income | 1,159,000 | 2,293,000 | 3,415,000 | 4,582,000 |
| Noninterest income | 331,000 | 666,000 | 983,000 | 1,298,000 |
| Noninterest expense | 1,187,000 | 2,363,000 | 3,511,000 | 4,495,000 |
| Provision for loan losses | 15,000 | 30,000 | 45,000 | 60,000 |
| Pretax income | 288,000 | 566,000 | 842,000 | 1,325,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 288,000 | 566,000 | 842,000 | 1,325,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,457,000 | 8,519,000 | 8,570,000 | 8,710,000 |
| Total capital | 9,034,000 | 9,099,000 | 9,159,000 | 9,287,000 |
| Risk-weighted assets | 55,204,000 | 53,476,000 | 55,475,000 | 59,125,000 |