Call reports 2009
EAST TEXAS NATIONAL BANK OF PALESTINE, THE — 2009
What EAST TEXAS NATIONAL BANK OF PALESTINE, THE reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 129,393,000 | 122,727,000 | 123,761,000 | 125,724,000 |
| Total loans | 52,381,000 | 53,464,000 | 54,306,000 | 54,054,000 |
| Allowance for loan losses | 557,000 | 524,000 | 517,000 | 561,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 47,083,000 | 49,024,000 | 49,161,000 | 50,008,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 118,829,000 | 112,171,000 | 113,347,000 | 115,320,000 |
| Interest-bearing deposits | 61,235,000 | 58,667,000 | 60,529,000 | 60,649,000 |
| Noninterest-bearing deposits | 57,594,000 | 53,504,000 | 52,818,000 | 54,671,000 |
| Equity capital | 9,438,000 | 9,441,000 | 9,451,000 | 9,472,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 1,324,000 | 2,633,000 | 3,940,000 | 5,232,000 |
| Interest expense | 95,000 | 174,000 | 244,000 | 311,000 |
| Net interest income | 1,229,000 | 2,459,000 | 3,696,000 | 4,921,000 |
| Noninterest income | 305,000 | 607,000 | 930,000 | 1,296,000 |
| Noninterest expense | 1,176,000 | 2,363,000 | 3,571,000 | 4,763,000 |
| Provision for loan losses | 10,000 | 18,000 | 27,000 | 36,000 |
| Pretax income | 348,000 | 685,000 | 1,028,000 | 1,418,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 348,000 | 685,000 | 1,028,000 | 1,418,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,371,000 | 8,375,000 | 8,384,000 | 8,405,000 |
| Total capital | 8,928,000 | 8,899,000 | 8,901,000 | 8,966,000 |
| Risk-weighted assets | 68,432,000 | 65,876,000 | 57,990,000 | 55,071,000 |