Call reports 2008
EAST TEXAS NATIONAL BANK OF PALESTINE, THE — 2008
What EAST TEXAS NATIONAL BANK OF PALESTINE, THE reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 117,382,000 | 117,011,000 | 123,546,000 | 123,831,000 |
| Total loans | 56,035,000 | 52,949,000 | 52,619,000 | 52,627,000 |
| Allowance for loan losses | 551,000 | 551,000 | 568,000 | 576,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 44,623,000 | 43,243,000 | 43,458,000 | 49,872,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 107,438,000 | 106,829,000 | 113,423,000 | 113,879,000 |
| Interest-bearing deposits | 55,880,000 | 53,068,000 | 56,205,000 | 59,177,000 |
| Noninterest-bearing deposits | 51,558,000 | 53,761,000 | 57,218,000 | 54,702,000 |
| Equity capital | 9,429,000 | 9,432,000 | 9,434,000 | 9,424,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 1,632,000 | 3,167,000 | 4,665,000 | 6,082,000 |
| Interest expense | 231,000 | 399,000 | 543,000 | 665,000 |
| Net interest income | 1,401,000 | 2,768,000 | 4,122,000 | 5,417,000 |
| Noninterest income | 310,000 | 691,000 | 1,019,000 | 1,324,000 |
| Noninterest expense | 1,211,000 | 2,374,000 | 3,547,000 | 4,615,000 |
| Provision for loan losses | 15,000 | 30,000 | 45,000 | 60,000 |
| Pretax income | 485,000 | 1,055,000 | 1,549,000 | 2,066,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 485,000 | 1,055,000 | 1,549,000 | 2,066,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,362,000 | 8,365,000 | 8,367,000 | 8,357,000 |
| Total capital | 8,913,000 | 8,916,000 | 8,935,000 | 8,933,000 |
| Risk-weighted assets | 67,782,000 | 58,765,000 | 76,501,000 | 57,725,000 |