Call reports 2007
EAST TEXAS NATIONAL BANK OF PALESTINE, THE — 2007
What EAST TEXAS NATIONAL BANK OF PALESTINE, THE reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 115,382,000 | 113,867,000 | 115,766,000 | 116,077,000 |
| Total loans | 47,368,000 | 50,198,000 | 51,018,000 | 53,667,000 |
| Allowance for loan losses | 547,000 | 552,000 | 554,000 | 552,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 45,262,000 | 45,327,000 | 45,398,000 | 46,009,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 105,535,000 | 103,844,000 | 105,608,000 | 106,252,000 |
| Interest-bearing deposits | 56,520,000 | 54,908,000 | 55,200,000 | 56,637,000 |
| Noninterest-bearing deposits | 49,015,000 | 48,936,000 | 50,408,000 | 49,615,000 |
| Equity capital | 9,407,000 | 9,408,000 | 9,412,000 | 9,424,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 1,603,000 | 3,273,000 | 4,971,000 | 6,655,000 |
| Interest expense | 263,000 | 542,000 | 829,000 | 1,111,000 |
| Net interest income | 1,340,000 | 2,731,000 | 4,142,000 | 5,544,000 |
| Noninterest income | 357,000 | 704,000 | 1,047,000 | 1,396,000 |
| Noninterest expense | 1,242,000 | 2,455,000 | 3,646,000 | 4,769,000 |
| Provision for loan losses | 15,000 | 30,000 | 45,000 | 60,000 |
| Pretax income | 440,000 | 950,000 | 1,498,000 | 2,111,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 440,000 | 950,000 | 1,498,000 | 2,111,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,340,000 | 8,341,000 | 8,345,000 | 8,357,000 |
| Total capital | 8,887,000 | 8,893,000 | 8,899,000 | 8,909,000 |
| Risk-weighted assets | 62,704,000 | 55,871,000 | 56,073,000 | 58,772,000 |