Call reports 2002
EAST TEXAS NATIONAL BANK OF PALESTINE, THE — 2002
What EAST TEXAS NATIONAL BANK OF PALESTINE, THE reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 108,627,000 | 104,796,000 | 107,704,000 | 107,847,000 |
| Total loans | 52,782,000 | 51,021,000 | 51,418,000 | 51,620,000 |
| Allowance for loan losses | 911,000 | 837,000 | 841,000 | 671,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 35,415,000 | 36,017,000 | 36,345,000 | 35,803,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 98,599,000 | 94,580,000 | 97,361,000 | 97,831,000 |
| Interest-bearing deposits | 61,819,000 | 60,106,000 | 61,748,000 | 61,348,000 |
| Noninterest-bearing deposits | 36,780,000 | 34,474,000 | 35,613,000 | 36,483,000 |
| Equity capital | 9,292,000 | 9,291,000 | 9,295,000 | 9,308,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 1,461,000 | 2,915,000 | 4,337,000 | 5,747,000 |
| Interest expense | 231,000 | 434,000 | 631,000 | 797,000 |
| Net interest income | 1,230,000 | 2,481,000 | 3,706,000 | 4,950,000 |
| Noninterest income | 302,000 | 617,000 | 946,000 | 1,241,000 |
| Noninterest expense | 1,135,000 | 2,277,000 | 3,414,000 | 4,532,000 |
| Provision for loan losses | 15,000 | 30,000 | 45,000 | 60,000 |
| Pretax income | 382,000 | 791,000 | 1,193,000 | 1,599,000 |
| Income tax | 0 | 15,000 | 33,000 | 52,000 |
| Net income | 382,000 | 776,000 | 1,160,000 | 1,547,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,214,000 | 8,217,000 | 8,225,000 | 8,241,000 |
| Total capital | 8,935,000 | 8,917,000 | 8,940,000 | 8,912,000 |
| Risk-weighted assets | 57,458,000 | 55,819,000 | 57,073,000 | 58,199,000 |