Call reports 2001
EAST TEXAS NATIONAL BANK OF PALESTINE, THE — 2001
What EAST TEXAS NATIONAL BANK OF PALESTINE, THE reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 104,621,000 | 106,290,000 | 107,009,000 | 110,959,000 |
| Total loans | 55,054,000 | 54,913,000 | 54,717,000 | 52,643,000 |
| Allowance for loan losses | 863,000 | 886,000 | 896,000 | 884,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 33,947,000 | 34,063,000 | 34,367,000 | 33,930,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 94,831,000 | 96,210,000 | 96,472,000 | 100,753,000 |
| Interest-bearing deposits | 63,431,000 | 62,582,000 | 63,064,000 | 64,094,000 |
| Noninterest-bearing deposits | 31,400,000 | 33,628,000 | 33,408,000 | 36,659,000 |
| Equity capital | 9,303,000 | 9,290,000 | 9,343,000 | 9,396,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 1,848,000 | 3,612,000 | 5,329,000 | 6,904,000 |
| Interest expense | 536,000 | 1,028,000 | 1,450,000 | 1,776,000 |
| Net interest income | 1,312,000 | 2,584,000 | 3,879,000 | 5,128,000 |
| Noninterest income | 311,000 | 603,000 | 905,000 | 1,238,000 |
| Noninterest expense | 1,173,000 | 2,394,000 | 3,574,000 | 4,687,000 |
| Provision for loan losses | 15,000 | 30,000 | 45,000 | 60,000 |
| Pretax income | 435,000 | 763,000 | 1,165,000 | 1,619,000 |
| Income tax | 0 | 0 | 1,000 | 1,000 |
| Net income | 435,000 | 763,000 | 1,164,000 | 1,618,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,108,000 | 8,133,000 | 8,224,000 | 8,315,000 |
| Total capital | 8,844,000 | 8,936,000 | 8,954,000 | 9,194,000 |
| Risk-weighted assets | 58,720,000 | 64,160,000 | 58,265,000 | 70,313,000 |