Call reports 2016
IAB FINANCIAL BANK — 2016
What IAB FINANCIAL BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 1,052,593,000 | 1,083,180,000 | 1,081,345,000 | 1,083,751,000 |
| Total loans | 718,287,000 | 745,496,000 | 753,748,000 | 755,483,000 |
| Allowance for loan losses | 10,212,000 | 10,409,000 | 10,670,000 | 10,390,000 |
| Securities available for sale | 227,735,000 | 219,933,000 | 219,175,000 | 212,767,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 832,004,000 | 809,902,000 | 851,333,000 | 861,867,000 |
| Interest-bearing deposits | 623,939,000 | 594,868,000 | 621,563,000 | 621,337,000 |
| Noninterest-bearing deposits | 208,065,000 | 215,034,000 | 229,770,000 | 240,530,000 |
| Equity capital | 126,969,000 | 129,256,000 | 130,141,000 | 127,850,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 9,057,000 | 18,134,000 | 27,164,000 | 36,338,000 |
| Interest expense | 971,000 | 1,892,000 | 2,792,000 | 3,779,000 |
| Net interest income | 8,086,000 | 16,242,000 | 24,372,000 | 32,559,000 |
| Noninterest income | 2,044,000 | 4,345,000 | 6,937,000 | 9,514,000 |
| Noninterest expense | 6,864,000 | 14,086,000 | 21,417,000 | 28,945,000 |
| Provision for loan losses | 200,000 | 400,000 | 666,000 | 799,000 |
| Pretax income | 3,066,000 | 6,218,000 | 9,343,000 | 12,535,000 |
| Income tax | 689,000 | 1,396,000 | 2,124,000 | 2,872,000 |
| Net income | 2,377,000 | 4,822,000 | 7,219,000 | 9,663,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 109,073,000 | 110,566,000 | 112,015,000 | 113,602,000 |
| Total capital | 119,134,000 | 120,970,000 | 122,498,000 | 124,001,000 |
| Risk-weighted assets | 804,387,000 | 831,868,000 | 837,994,000 | 842,496,000 |