Call reports 2013
IAB FINANCIAL BANK — 2013
What IAB FINANCIAL BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 934,404,000 | 938,896,000 | 942,598,000 | 947,386,000 |
| Total loans | 626,709,000 | 654,886,000 | 654,377,000 | 664,850,000 |
| Allowance for loan losses | 11,451,000 | 11,622,000 | 11,945,000 | 9,939,000 |
| Securities available for sale | 186,534,000 | 184,784,000 | 183,899,000 | 183,547,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 716,952,000 | 707,006,000 | 716,743,000 | 712,563,000 |
| Interest-bearing deposits | 576,897,000 | 565,182,000 | 572,081,000 | 564,463,000 |
| Noninterest-bearing deposits | 140,055,000 | 141,824,000 | 144,662,000 | 148,100,000 |
| Equity capital | 115,254,000 | 112,819,000 | 113,665,000 | 113,552,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 9,144,000 | 18,039,000 | 26,943,000 | 35,711,000 |
| Interest expense | 1,673,000 | 3,289,000 | 4,897,000 | 6,443,000 |
| Net interest income | 7,471,000 | 14,750,000 | 22,046,000 | 29,268,000 |
| Noninterest income | 1,799,000 | 3,627,000 | 5,527,000 | 7,779,000 |
| Noninterest expense | 6,198,000 | 12,548,000 | 18,873,000 | 25,386,000 |
| Provision for loan losses | 475,000 | 1,860,000 | 2,160,000 | 2,560,000 |
| Pretax income | 2,642,000 | 4,014,000 | 6,585,000 | 9,151,000 |
| Income tax | 540,000 | 593,000 | 1,107,000 | 1,648,000 |
| Net income | 2,102,000 | 3,421,000 | 5,478,000 | 7,503,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 96,662,000 | 97,122,000 | 97,822,000 | 98,250,000 |
| Total capital | 105,207,000 | 106,032,000 | 106,711,000 | 107,283,000 |
| Risk-weighted assets | 680,354,000 | 709,419,000 | 707,642,000 | 721,299,000 |