Call reports 2012
IAB FINANCIAL BANK — 2012
What IAB FINANCIAL BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 610,309,000 | 599,518,000 | 606,702,000 | 944,366,000 |
| Total loans | 409,658,000 | 404,565,000 | 400,675,000 | 658,092,000 |
| Allowance for loan losses | 7,892,000 | 7,847,000 | 8,037,000 | 11,289,000 |
| Securities available for sale | 116,510,000 | 120,355,000 | 122,871,000 | 190,981,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 450,048,000 | 433,291,000 | 448,950,000 | 693,328,000 |
| Interest-bearing deposits | 352,581,000 | 336,297,000 | 355,084,000 | 554,278,000 |
| Noninterest-bearing deposits | 97,467,000 | 96,994,000 | 93,866,000 | 139,050,000 |
| Equity capital | 64,565,000 | 65,697,000 | 67,076,000 | 114,747,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 6,287,000 | 12,526,000 | 18,602,000 | 39,112,000 |
| Interest expense | 1,749,000 | 3,254,000 | 4,637,000 | 8,554,000 |
| Net interest income | 4,538,000 | 9,272,000 | 13,965,000 | 30,558,000 |
| Noninterest income | 1,386,000 | 2,737,000 | 4,094,000 | 8,575,000 |
| Noninterest expense | 3,294,000 | 6,713,000 | 10,180,000 | 24,127,000 |
| Provision for loan losses | 360,000 | 720,000 | 1,080,000 | 2,030,000 |
| Pretax income | 2,270,000 | 4,576,000 | 6,825,000 | 13,173,000 |
| Income tax | 583,000 | 1,171,000 | 1,738,000 | 3,231,000 |
| Net income | 1,687,000 | 3,405,000 | 5,087,000 | 9,942,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 61,260,000 | 62,274,000 | 63,355,000 | 95,366,000 |
| Total capital | 66,891,000 | 67,841,000 | 68,901,000 | 104,364,000 |
| Risk-weighted assets | 448,187,000 | 443,066,000 | 441,187,000 | 717,510,000 |