Call reports 2011
IAB FINANCIAL BANK — 2011
What IAB FINANCIAL BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 605,941,000 | 601,946,000 | 621,012,000 | 619,375,000 |
| Total loans | 398,639,000 | 404,497,000 | 407,346,000 | 404,285,000 |
| Allowance for loan losses | 7,606,000 | 7,812,000 | 7,352,000 | 8,153,000 |
| Securities available for sale | 113,154,000 | 118,207,000 | 121,430,000 | 122,470,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 442,565,000 | 439,902,000 | 461,616,000 | 458,353,000 |
| Interest-bearing deposits | 361,697,000 | 355,325,000 | 374,228,000 | 368,438,000 |
| Noninterest-bearing deposits | 80,868,000 | 84,577,000 | 87,388,000 | 89,916,000 |
| Equity capital | 59,899,000 | 61,610,000 | 63,150,000 | 63,887,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 6,607,000 | 13,081,000 | 19,562,000 | 26,001,000 |
| Interest expense | 2,277,000 | 4,458,000 | 6,525,000 | 8,536,000 |
| Net interest income | 4,330,000 | 8,623,000 | 13,037,000 | 17,465,000 |
| Noninterest income | 1,129,000 | 2,239,000 | 3,263,000 | 4,767,000 |
| Noninterest expense | 3,297,000 | 6,599,000 | 9,747,000 | 12,808,000 |
| Provision for loan losses | 450,000 | 960,000 | 1,560,000 | 3,160,000 |
| Pretax income | 1,756,000 | 3,431,000 | 5,121,000 | 6,392,000 |
| Income tax | 388,000 | 709,000 | 1,043,000 | 1,215,000 |
| Net income | 1,368,000 | 2,722,000 | 4,078,000 | 5,177,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 58,337,000 | 59,130,000 | 59,826,000 | 60,233,000 |
| Total capital | 63,822,000 | 64,705,000 | 65,414,000 | 65,781,000 |
| Risk-weighted assets | 436,684,000 | 443,753,000 | 445,255,000 | 441,237,000 |