Call reports 2010
IAB FINANCIAL BANK — 2010
What IAB FINANCIAL BANK reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 573,404,000 | 593,740,000 | 594,895,000 | 603,780,000 |
| Total loans | 418,903,000 | 422,823,000 | 423,765,000 | 414,129,000 |
| Allowance for loan losses | 6,141,000 | 6,357,000 | 6,909,000 | 7,159,000 |
| Securities available for sale | 100,752,000 | 101,617,000 | 105,407,000 | 111,034,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 400,934,000 | 414,970,000 | 423,051,000 | 429,026,000 |
| Interest-bearing deposits | 332,694,000 | 342,463,000 | 342,210,000 | 347,739,000 |
| Noninterest-bearing deposits | 68,240,000 | 72,507,000 | 80,841,000 | 81,286,000 |
| Equity capital | 56,133,000 | 57,402,000 | 58,934,000 | 58,573,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 7,311,000 | 14,580,000 | 21,728,000 | 28,784,000 |
| Interest expense | 2,425,000 | 4,815,000 | 7,247,000 | 9,603,000 |
| Net interest income | 4,886,000 | 9,765,000 | 14,481,000 | 19,181,000 |
| Noninterest income | 1,114,000 | 2,293,000 | 3,930,000 | 5,644,000 |
| Noninterest expense | 3,066,000 | 6,130,000 | 9,427,000 | 12,828,000 |
| Provision for loan losses | 533,000 | 883,000 | 1,492,000 | 2,108,000 |
| Pretax income | 2,441,000 | 5,085,000 | 7,590,000 | 9,987,000 |
| Income tax | 682,000 | 1,494,000 | 2,172,000 | 2,840,000 |
| Net income | 1,759,000 | 3,591,000 | 5,418,000 | 7,147,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 54,348,000 | 55,110,000 | 56,371,000 | 57,530,000 |
| Total capital | 59,943,000 | 60,746,000 | 62,046,000 | 63,124,000 |
| Risk-weighted assets | 447,065,000 | 450,136,000 | 452,763,000 | 445,960,000 |