Call reports 2001
IAB FINANCIAL BANK — 2001
What IAB FINANCIAL BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 327,566,000 | 337,476,000 | 347,604,000 | 346,370,000 |
| Total loans | 256,329,000 | 267,631,000 | 275,929,000 | 278,940,000 |
| Allowance for loan losses | 2,793,000 | 2,919,000 | 3,055,000 | 3,217,000 |
| Securities available for sale | 44,934,000 | 44,165,000 | 44,169,000 | 45,931,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 244,877,000 | 258,632,000 | 266,106,000 | 262,737,000 |
| Interest-bearing deposits | 208,309,000 | 222,679,000 | 227,104,000 | 215,397,000 |
| Noninterest-bearing deposits | 36,568,000 | 35,953,000 | 39,002,000 | 47,340,000 |
| Equity capital | 25,839,000 | 26,858,000 | 28,243,000 | 27,720,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 6,156,000 | 12,305,000 | 18,402,000 | 23,967,000 |
| Interest expense | 3,179,000 | 6,412,000 | 9,584,000 | 12,319,000 |
| Net interest income | 2,977,000 | 5,893,000 | 8,818,000 | 11,648,000 |
| Noninterest income | 665,000 | 1,496,000 | 2,428,000 | 3,396,000 |
| Noninterest expense | 2,049,000 | 4,020,000 | 6,100,000 | 8,099,000 |
| Provision for loan losses | 90,000 | 200,000 | 350,000 | 625,000 |
| Pretax income | 1,509,000 | 3,176,000 | 4,800,000 | 6,309,000 |
| Income tax | 502,000 | 1,078,000 | 1,661,000 | 2,097,000 |
| Net income | 1,007,000 | 2,098,000 | 3,139,000 | 4,212,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 25,242,000 | 26,324,000 | 27,364,000 | 27,121,000 |
| Total capital | 28,035,000 | 29,243,000 | 30,419,000 | 30,338,000 |
| Risk-weighted assets | 254,355,000 | 264,042,000 | 271,435,000 | 276,039,000 |