Call reports 2011
CITY STATE BANK OF PALACIOS, THE — 2011
What CITY STATE BANK OF PALACIOS, THE reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 52,669,000 | 53,247,000 | 57,815,000 | 56,728,000 |
| Total loans | 21,692,000 | 23,075,000 | 20,082,000 | 20,086,000 |
| Allowance for loan losses | 412,000 | 415,000 | 442,000 | 442,000 |
| Securities available for sale | 25,114,000 | 22,059,000 | 30,163,000 | 30,709,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 47,086,000 | 47,414,000 | 51,845,000 | 50,706,000 |
| Interest-bearing deposits | 29,052,000 | 28,970,000 | 30,074,000 | 29,084,000 |
| Noninterest-bearing deposits | 18,034,000 | 18,444,000 | 21,771,000 | 21,622,000 |
| Equity capital | 5,272,000 | 5,440,000 | 5,612,000 | 5,613,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 512,000 | 1,061,000 | 1,570,000 | 2,061,000 |
| Interest expense | 83,000 | 160,000 | 234,000 | 299,000 |
| Net interest income | 429,000 | 901,000 | 1,336,000 | 1,762,000 |
| Noninterest income | 60,000 | 81,000 | 143,000 | 208,000 |
| Noninterest expense | 439,000 | 883,000 | 1,306,000 | 1,754,000 |
| Provision for loan losses | 0 | 0 | 36,000 | 40,000 |
| Pretax income | 50,000 | 188,000 | 300,000 | 338,000 |
| Income tax | 0 | 27,000 | 37,000 | 29,000 |
| Net income | 50,000 | 161,000 | 263,000 | 309,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,062,000 | 5,170,000 | 5,271,000 | 5,244,000 |
| Total capital | 5,309,000 | 5,412,000 | 5,516,000 | 5,490,000 |
| Risk-weighted assets | 18,869,000 | 19,189,000 | 19,383,000 | 19,170,000 |