Call reports 2010
CITY STATE BANK OF PALACIOS, THE — 2010
What CITY STATE BANK OF PALACIOS, THE reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 45,778,000 | 47,291,000 | 49,091,000 | 50,815,000 |
| Total loans | 22,098,000 | 23,469,000 | 22,416,000 | 20,145,000 |
| Allowance for loan losses | 390,000 | 396,000 | 399,000 | 398,000 |
| Securities available for sale | 16,451,000 | 18,520,000 | 19,709,000 | 22,949,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 40,316,000 | 41,747,000 | 43,361,000 | 45,466,000 |
| Interest-bearing deposits | 25,672,000 | 27,192,000 | 28,482,000 | 28,715,000 |
| Noninterest-bearing deposits | 14,644,000 | 14,555,000 | 14,879,000 | 16,751,000 |
| Equity capital | 5,131,000 | 5,169,000 | 5,334,000 | 5,087,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 519,000 | 1,016,000 | 1,553,000 | 2,060,000 |
| Interest expense | 94,000 | 189,000 | 287,000 | 382,000 |
| Net interest income | 425,000 | 827,000 | 1,266,000 | 1,678,000 |
| Noninterest income | 59,000 | 116,000 | 188,000 | 256,000 |
| Noninterest expense | 411,000 | 830,000 | 1,256,000 | 1,694,000 |
| Provision for loan losses | 59,000 | 104,000 | 134,000 | 134,000 |
| Pretax income | 54,000 | 69,000 | 175,000 | 217,000 |
| Income tax | 6,000 | 0 | 7,000 | 3,000 |
| Net income | 48,000 | 69,000 | 168,000 | 214,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,909,000 | 4,929,000 | 5,028,000 | 5,013,000 |
| Total capital | 5,171,000 | 5,206,000 | 5,295,000 | 5,264,000 |
| Risk-weighted assets | 20,847,000 | 22,041,000 | 21,745,000 | 19,964,000 |