Call reports 2006
GUARANTEE STATE BANK, THE — 2006
What GUARANTEE STATE BANK, THE reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 |
|---|---|---|
| Total assets | 51,452,000 | 54,137,000 |
| Total loans | 39,882,000 | 39,239,000 |
| Allowance for loan losses | 269,000 | 290,000 |
| Securities available for sale | 4,449,000 | 4,596,000 |
| Securities held to maturity | 0 | 0 |
| Trading assets | 0 | 0 |
| Total deposits | 42,335,000 | 45,873,000 |
| Interest-bearing deposits | 35,261,000 | 38,831,000 |
| Noninterest-bearing deposits | 7,074,000 | 7,042,000 |
| Equity capital | 4,730,000 | 4,688,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 |
|---|---|---|
| Interest income | 936,000 | 1,912,000 |
| Interest expense | 272,000 | 575,000 |
| Net interest income | 664,000 | 1,337,000 |
| Noninterest income | 151,000 | 300,000 |
| Noninterest expense | 652,000 | 1,265,000 |
| Provision for loan losses | 33,000 | 56,000 |
| Pretax income | 130,000 | 316,000 |
| Income tax | 39,000 | 96,000 |
| Net income | 91,000 | 220,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 |
|---|---|---|
| Tier 1 capital | 4,810,000 | 4,817,000 |
| Total capital | 5,079,000 | 5,107,000 |
| Risk-weighted assets | 40,272,000 | 40,499,000 |