Call reports 2001
GUARANTEE STATE BANK, THE — 2001
What GUARANTEE STATE BANK, THE reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 47,151,000 | 50,106,000 | 50,363,000 | 51,466,000 |
| Total loans | 24,637,000 | 26,327,000 | 27,101,000 | 29,285,000 |
| Allowance for loan losses | 177,000 | 182,000 | 183,000 | 196,000 |
| Securities available for sale | 14,003,000 | 14,271,000 | 12,781,000 | 9,461,000 |
| Securities held to maturity | 1,523,000 | 1,274,000 | 310,000 | 180,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 43,333,000 | 46,306,000 | 46,323,000 | 47,616,000 |
| Interest-bearing deposits | 38,595,000 | 41,023,000 | 41,077,000 | 41,917,000 |
| Noninterest-bearing deposits | 4,738,000 | 5,283,000 | 5,247,000 | 5,699,000 |
| Equity capital | 3,485,000 | 3,500,000 | 3,674,000 | 3,588,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 867,000 | 1,735,000 | 2,582,000 | 3,357,000 |
| Interest expense | 476,000 | 952,000 | 1,387,000 | 1,753,000 |
| Net interest income | 391,000 | 783,000 | 1,195,000 | 1,604,000 |
| Noninterest income | 39,000 | 83,000 | 133,000 | 215,000 |
| Noninterest expense | 380,000 | 798,000 | 1,205,000 | 1,721,000 |
| Provision for loan losses | 11,000 | 11,000 | 11,000 | 28,000 |
| Pretax income | 39,000 | 57,000 | 189,000 | 232,000 |
| Income tax | 18,000 | 18,000 | 64,000 | 87,000 |
| Net income | 21,000 | 39,000 | 125,000 | 145,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,387,000 | 3,426,000 | 3,499,000 | 3,516,000 |
| Total capital | 3,564,000 | 3,608,000 | 3,682,000 | 3,712,000 |
| Risk-weighted assets | 28,728,000 | 29,582,000 | 31,399,000 | 33,545,000 |