Call reports 2011
SECURITY EXCHANGE BANK — 2011
What SECURITY EXCHANGE BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 174,602,000 | 172,408,000 | 160,891,000 | 156,560,000 |
| Total loans | 86,486,000 | 85,397,000 | 80,555,000 | 75,492,000 |
| Allowance for loan losses | 2,670,000 | 2,695,000 | 2,492,000 | 2,359,000 |
| Securities available for sale | 33,616,000 | 34,129,000 | 19,614,000 | 18,770,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 168,612,000 | 167,694,000 | 155,312,000 | 153,222,000 |
| Interest-bearing deposits | 163,064,000 | 162,059,000 | 150,941,000 | 148,112,000 |
| Noninterest-bearing deposits | 5,548,000 | 5,635,000 | 4,371,000 | 5,110,000 |
| Equity capital | 5,744,000 | 4,494,000 | 5,130,000 | 3,179,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 1,503,000 | 2,969,000 | 4,470,000 | 5,699,000 |
| Interest expense | 705,000 | 1,313,000 | 1,863,000 | 2,342,000 |
| Net interest income | 798,000 | 1,656,000 | 2,607,000 | 3,357,000 |
| Noninterest income | -35,000 | -940,000 | -716,000 | -1,950,000 |
| Noninterest expense | 1,116,000 | 2,449,000 | 3,801,000 | 5,084,000 |
| Provision for loan losses | 0 | 365,000 | 365,000 | 458,000 |
| Pretax income | -324,000 | -2,040,000 | -1,988,000 | -3,354,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -324,000 | -2,040,000 | -1,988,000 | -3,354,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,316,000 | 4,600,000 | 4,653,000 | 3,286,000 |
| Total capital | 7,972,000 | 6,232,000 | 6,234,000 | 4,810,000 |
| Risk-weighted assets | 131,479,000 | 129,472,000 | 125,574,000 | 121,091,000 |