Call reports 2010
SECURITY EXCHANGE BANK — 2010
What SECURITY EXCHANGE BANK reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 184,439,000 | 175,314,000 | 178,086,000 | 169,374,000 |
| Total loans | 106,665,000 | 103,851,000 | 89,816,000 | 87,000,000 |
| Allowance for loan losses | 4,079,000 | 4,588,000 | 4,064,000 | 2,971,000 |
| Securities available for sale | 31,209,000 | 30,739,000 | 31,172,000 | 30,970,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 174,445,000 | 165,699,000 | 169,629,000 | 162,865,000 |
| Interest-bearing deposits | 169,597,000 | 160,143,000 | 165,606,000 | 157,890,000 |
| Noninterest-bearing deposits | 4,848,000 | 5,556,000 | 4,023,000 | 4,975,000 |
| Equity capital | 9,436,000 | 9,041,000 | 8,021,000 | 6,159,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 1,948,000 | 3,742,000 | 4,998,000 | 6,623,000 |
| Interest expense | 1,148,000 | 2,154,000 | 3,087,000 | 3,924,000 |
| Net interest income | 800,000 | 1,588,000 | 1,911,000 | 2,699,000 |
| Noninterest income | -127,000 | 28,000 | 327,000 | -669,000 |
| Noninterest expense | 1,111,000 | 2,254,000 | 3,398,000 | 4,528,000 |
| Provision for loan losses | -221,000 | 349,000 | 1,016,000 | 1,016,000 |
| Pretax income | -176,000 | -910,000 | -1,755,000 | -3,074,000 |
| Income tax | 0 | -3,000 | -3,000 | -3,000 |
| Net income | -176,000 | -907,000 | -1,752,000 | -3,071,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,535,000 | 8,804,000 | 7,959,000 | 6,640,000 |
| Total capital | 11,288,000 | 10,539,000 | 9,653,000 | 8,318,000 |
| Risk-weighted assets | 137,907,000 | 135,969,000 | 133,143,000 | 132,934,000 |