Call reports 2007
SECURITY EXCHANGE BANK — 2007
What SECURITY EXCHANGE BANK reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 150,904,000 | 156,800,000 | 161,283,000 | 167,879,000 |
| Total loans | 118,777,000 | 128,803,000 | 132,384,000 | 135,291,000 |
| Allowance for loan losses | 1,400,000 | 1,501,000 | 1,570,000 | 1,655,000 |
| Securities available for sale | 21,777,000 | 21,239,000 | 21,835,000 | 22,162,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 137,471,000 | 143,595,000 | 146,967,000 | 153,170,000 |
| Interest-bearing deposits | 133,614,000 | 140,018,000 | 142,846,000 | 148,079,000 |
| Noninterest-bearing deposits | 3,857,000 | 3,577,000 | 4,121,000 | 5,091,000 |
| Equity capital | 12,235,000 | 12,261,000 | 13,032,000 | 13,659,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 2,927,000 | 6,034,000 | 9,248,000 | 12,441,000 |
| Interest expense | 1,590,000 | 3,286,000 | 5,057,000 | 6,843,000 |
| Net interest income | 1,337,000 | 2,748,000 | 4,191,000 | 5,598,000 |
| Noninterest income | 30,000 | 68,000 | 67,000 | 102,000 |
| Noninterest expense | 724,000 | 1,505,000 | 2,245,000 | 2,977,000 |
| Provision for loan losses | 130,000 | 232,000 | 300,000 | 388,000 |
| Pretax income | 513,000 | 1,079,000 | 1,713,000 | 2,335,000 |
| Income tax | 191,000 | 402,000 | 639,000 | 872,000 |
| Net income | 322,000 | 677,000 | 1,074,000 | 1,463,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,516,000 | 12,876,000 | 13,278,000 | 13,703,000 |
| Total capital | 13,916,000 | 14,377,000 | 14,848,000 | 15,358,000 |
| Risk-weighted assets | 129,369,000 | 137,872,000 | 143,246,000 | 146,869,000 |