Call reports 2006
SECURITY EXCHANGE BANK — 2006
What SECURITY EXCHANGE BANK reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 112,837,000 | 129,282,000 | 128,082,000 | 137,047,000 |
| Total loans | 85,377,000 | 93,249,000 | 101,558,000 | 110,775,000 |
| Allowance for loan losses | 1,000,000 | 1,096,000 | 1,201,000 | 1,294,000 |
| Securities available for sale | 21,414,000 | 21,144,000 | 21,438,000 | 21,638,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 101,339,000 | 118,014,000 | 116,322,000 | 122,631,000 |
| Interest-bearing deposits | 96,485,000 | 110,481,000 | 111,464,000 | 118,931,000 |
| Noninterest-bearing deposits | 4,854,000 | 7,533,000 | 4,858,000 | 3,700,000 |
| Equity capital | 10,612,000 | 10,630,000 | 11,077,000 | 11,747,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 2,014,000 | 4,202,000 | 6,768,000 | 9,481,000 |
| Interest expense | 947,000 | 2,077,000 | 3,375,000 | 4,773,000 |
| Net interest income | 1,067,000 | 2,125,000 | 3,393,000 | 4,708,000 |
| Noninterest income | 164,000 | 186,000 | 213,000 | 239,000 |
| Noninterest expense | 691,000 | 1,377,000 | 2,120,000 | 2,836,000 |
| Provision for loan losses | 81,000 | 178,000 | 306,000 | 398,000 |
| Pretax income | 459,000 | 756,000 | 1,180,000 | 1,713,000 |
| Income tax | 172,000 | 283,000 | 442,000 | 656,000 |
| Net income | 287,000 | 473,000 | 738,000 | 1,057,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,116,000 | 11,302,000 | 11,566,000 | 12,113,000 |
| Total capital | 12,116,000 | 12,398,000 | 12,767,000 | 13,407,000 |
| Risk-weighted assets | 100,732,000 | 111,157,000 | 111,204,000 | 118,281,000 |