Call reports 2005

SECURITY EXCHANGE BANK — 2005

Name: SECURITY EXCHANGE BANK — FFIEC call report 2005
Creator: SECURITY EXCHANGE BANK

What SECURITY EXCHANGE BANK reported to the FFIEC in 2005, quarter by quarter.

PERIOD: 2005SOURCE: FFIEC Call ReportEvery measure source-linked

Cite: FACTANKER, https://factanker.com/entity/e4713e07-ffb0-455f-bdd2-0a96e6898e84/2005

Balance sheet

What the bank holds and owes at quarter end

Measure	2005Q1	2005Q2	2005Q3	2005Q4
Total assets	98,063,000	108,879,000	104,910,000	107,800,000
Total loans	71,114,000	73,077,000	76,119,000	78,663,000
Allowance for loan losses	769,000	834,000	888,000	918,000
Securities available for sale	20,720,000	21,001,000	21,958,000	21,566,000
Securities held to maturity	0	0	0	0
Trading assets	0	0	0	0
Total deposits	87,980,000	98,353,000	94,058,000	96,910,000
Interest-bearing deposits	84,728,000	95,224,000	90,829,000	93,945,000
Noninterest-bearing deposits	3,252,000	3,129,000	3,229,000	2,965,000
Equity capital	9,688,000	10,061,000	10,323,000	10,419,000

Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year

Measure	2005Q1	2005Q2	2005Q3	2005Q4
Interest income	1,519,000	3,210,000	5,025,000	6,989,000
Interest expense	572,000	1,264,000	2,054,000	2,916,000
Net interest income	947,000	1,946,000	2,971,000	4,073,000
Noninterest income	22,000	43,000	67,000	100,000
Noninterest expense	542,000	1,092,000	1,631,000	2,288,000
Provision for loan losses	85,000	246,000	302,000	331,000
Pretax income	342,000	651,000	1,105,000	1,554,000
Income tax	123,000	233,000	398,000	554,000
Net income	219,000	418,000	707,000	1,000,000

Basel measures — not reported for every quarter

Measure	2005Q1	2005Q2	2005Q3	2005Q4
Tier 1 capital	10,000,000	10,199,000	10,488,000	10,829,000
Total capital	10,769,000	11,033,000	11,376,000	11,747,000
Risk-weighted assets	81,450,000	84,074,000	88,536,000	93,675,000