Call reports 2001
SECURITY EXCHANGE BANK — 2001
What SECURITY EXCHANGE BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 17,692,000 | 22,254,000 | 31,342,000 | 31,218,000 |
| Total loans | 10,442,000 | 15,095,000 | 21,488,000 | 24,468,000 |
| Allowance for loan losses | 122,000 | 168,000 | 230,000 | 260,000 |
| Securities available for sale | 1,005,000 | 2,000,000 | 8,260,000 | 4,998,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 10,073,000 | 14,941,000 | 23,969,000 | 23,891,000 |
| Interest-bearing deposits | 8,658,000 | 12,887,000 | 21,935,000 | 21,441,000 |
| Noninterest-bearing deposits | 1,415,000 | 2,054,000 | 2,034,000 | 2,450,000 |
| Equity capital | 7,304,000 | 7,249,000 | 7,288,000 | 7,242,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 291,000 | 643,000 | 1,099,000 | 1,573,000 |
| Interest expense | 93,000 | 211,000 | 381,000 | 573,000 |
| Net interest income | 198,000 | 432,000 | 718,000 | 1,000,000 |
| Noninterest income | 21,000 | 51,000 | 77,000 | 110,000 |
| Noninterest expense | 263,000 | 534,000 | 803,000 | 1,079,000 |
| Provision for loan losses | 33,000 | 79,000 | 143,000 | 173,000 |
| Pretax income | -77,000 | -127,000 | -148,000 | -132,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -77,000 | -127,000 | -148,000 | -132,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,299,000 | 7,249,000 | 7,228,000 | 7,244,000 |
| Total capital | 7,421,000 | 7,417,000 | 7,458,000 | 7,504,000 |
| Risk-weighted assets | 14,065,000 | 19,307,000 | 26,016,000 | 28,501,000 |