Call reports 2025
SECURITY SAVINGS BANK — 2025
What SECURITY SAVINGS BANK reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 191,639,000 | 191,217,000 | 183,757,000 | 194,161,000 |
| Total loans | 128,598,000 | 129,731,000 | 134,121,000 | 136,461,000 |
| Allowance for loan losses | 2,119,000 | 2,164,000 | 2,210,000 | 2,181,000 |
| Securities available for sale | 40,561,000 | 38,258,000 | 31,919,000 | 26,616,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 163,856,000 | 162,833,000 | 151,227,000 | 162,626,000 |
| Interest-bearing deposits | 128,158,000 | 129,854,000 | 121,388,000 | 128,057,000 |
| Noninterest-bearing deposits | 35,698,000 | 32,979,000 | 29,839,000 | 34,569,000 |
| Equity capital | 24,492,000 | 25,074,000 | 26,967,000 | 27,396,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 2,366,000 | 4,805,000 | 7,262,000 | 9,817,000 |
| Interest expense | 521,000 | 1,042,000 | 1,564,000 | 2,113,000 |
| Net interest income | 1,845,000 | 3,763,000 | 5,698,000 | 7,704,000 |
| Noninterest income | 198,000 | 402,000 | 623,000 | 879,000 |
| Noninterest expense | 1,160,000 | 2,333,000 | 3,527,000 | 4,796,000 |
| Provision for loan losses | 45,000 | 90,000 | 135,000 | 180,000 |
| Pretax income | 868,000 | 1,772,000 | 2,689,000 | 3,637,000 |
| Income tax | 36,000 | 73,000 | 111,000 | 150,000 |
| Net income | 832,000 | 1,699,000 | 2,578,000 | 3,487,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 21,736,000 | 22,110,000 | 23,701,000 | 24,068,000 |
| Total capital | 23,617,000 | 23,996,000 | 25,632,000 | 26,064,000 |
| Risk-weighted assets | 150,231,000 | 150,585,000 | 154,235,000 | 159,500,000 |