Call reports 2021
SECURITY SAVINGS BANK — 2021
What SECURITY SAVINGS BANK reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 149,693,000 | 152,520,000 | 144,328,000 | 153,938,000 |
| Total loans | 85,977,000 | 88,813,000 | 95,634,000 | 91,761,000 |
| Allowance for loan losses | 1,457,000 | 1,502,000 | 1,547,000 | 1,571,000 |
| Securities available for sale | 26,699,000 | 25,643,000 | 23,579,000 | 22,491,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 124,304,000 | 127,922,000 | 119,563,000 | 130,167,000 |
| Interest-bearing deposits | 98,001,000 | 100,796,000 | 94,489,000 | 99,139,000 |
| Noninterest-bearing deposits | 26,303,000 | 27,126,000 | 25,074,000 | 31,028,000 |
| Equity capital | 16,685,000 | 16,865,000 | 17,237,000 | 17,344,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 1,184,000 | 2,469,000 | 3,801,000 | 5,146,000 |
| Interest expense | 161,000 | 312,000 | 445,000 | 569,000 |
| Net interest income | 1,023,000 | 2,157,000 | 3,356,000 | 4,577,000 |
| Noninterest income | 142,000 | 286,000 | 451,000 | 640,000 |
| Noninterest expense | 744,000 | 1,509,000 | 2,348,000 | 3,263,000 |
| Provision for loan losses | 45,000 | 90,000 | 135,000 | 180,000 |
| Pretax income | 469,000 | 937,000 | 1,417,000 | 1,867,000 |
| Income tax | 24,000 | 47,000 | 74,000 | 97,000 |
| Net income | 445,000 | 890,000 | 1,343,000 | 1,770,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 16,173,000 | 16,402,000 | 16,818,000 | 16,993,000 |
| Total capital | 17,485,000 | 17,723,000 | 18,244,000 | 18,348,000 |
| Risk-weighted assets | 104,818,000 | 105,553,000 | 113,979,000 | 108,224,000 |