Call reports 2020
SECURITY SAVINGS BANK — 2020
What SECURITY SAVINGS BANK reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 137,675,000 | 141,105,000 | 135,421,000 | 142,327,000 |
| Total loans | 84,611,000 | 87,556,000 | 87,117,000 | 84,833,000 |
| Allowance for loan losses | 1,811,000 | 1,855,000 | 1,794,000 | 1,557,000 |
| Securities available for sale | 31,612,000 | 30,796,000 | 28,077,000 | 27,009,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 110,644,000 | 113,413,000 | 108,696,000 | 117,057,000 |
| Interest-bearing deposits | 92,380,000 | 93,187,000 | 86,926,000 | 93,805,000 |
| Noninterest-bearing deposits | 18,264,000 | 20,226,000 | 21,770,000 | 23,252,000 |
| Equity capital | 15,526,000 | 16,172,000 | 16,455,000 | 16,614,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 1,322,000 | 2,686,000 | 3,989,000 | 5,207,000 |
| Interest expense | 328,000 | 609,000 | 834,000 | 1,013,000 |
| Net interest income | 994,000 | 2,077,000 | 3,155,000 | 4,194,000 |
| Noninterest income | 154,000 | 279,000 | 426,000 | 575,000 |
| Noninterest expense | 816,000 | 1,483,000 | 2,293,000 | 3,106,000 |
| Provision for loan losses | 45,000 | 90,000 | 135,000 | 180,000 |
| Pretax income | 325,000 | 821,000 | 1,191,000 | 1,521,000 |
| Income tax | 16,000 | 42,000 | 60,000 | 79,000 |
| Net income | 309,000 | 779,000 | 1,131,000 | 1,442,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 15,150,000 | 15,500,000 | 15,808,000 | 16,008,000 |
| Total capital | 16,415,000 | 16,906,000 | 17,166,000 | 17,363,000 |
| Risk-weighted assets | 100,703,000 | 112,078,000 | 108,252,000 | 108,214,000 |