Call reports 2019
SECURITY SAVINGS BANK — 2019
What SECURITY SAVINGS BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 128,104,000 | 129,583,000 | 126,568,000 | 132,733,000 |
| Total loans | 83,233,000 | 83,853,000 | 84,569,000 | 82,132,000 |
| Allowance for loan losses | 1,813,000 | 1,693,000 | 1,708,000 | 1,766,000 |
| Securities available for sale | 34,635,000 | 33,581,000 | 32,894,000 | 31,765,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 99,601,000 | 101,488,000 | 98,018,000 | 106,034,000 |
| Interest-bearing deposits | 83,600,000 | 85,811,000 | 83,412,000 | 88,788,000 |
| Noninterest-bearing deposits | 16,001,000 | 15,677,000 | 14,606,000 | 17,246,000 |
| Equity capital | 13,786,000 | 14,316,000 | 14,706,000 | 15,244,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 1,292,000 | 2,619,000 | 3,956,000 | 5,296,000 |
| Interest expense | 311,000 | 646,000 | 981,000 | 1,318,000 |
| Net interest income | 981,000 | 1,973,000 | 2,975,000 | 3,978,000 |
| Noninterest income | 155,000 | 337,000 | 505,000 | 658,000 |
| Noninterest expense | 734,000 | 1,402,000 | 2,147,000 | 2,857,000 |
| Provision for loan losses | 45,000 | 90,000 | 135,000 | 180,000 |
| Pretax income | 357,000 | 818,000 | 1,198,000 | 1,939,000 |
| Income tax | 18,000 | 41,000 | 61,000 | 99,000 |
| Net income | 339,000 | 777,000 | 1,137,000 | 1,840,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,744,000 | 14,047,000 | 14,327,000 | 14,886,000 |
| Total capital | 15,016,000 | 15,319,000 | 15,548,000 | 16,207,000 |
| Risk-weighted assets | 101,267,000 | 101,357,000 | 97,260,000 | 105,265,000 |