Call reports 2018
SECURITY SAVINGS BANK — 2018
What SECURITY SAVINGS BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 126,733,000 | 124,140,000 | 124,896,000 | 128,399,000 |
| Total loans | 75,823,000 | 77,557,000 | 80,165,000 | 79,401,000 |
| Allowance for loan losses | 1,642,000 | 1,687,000 | 1,731,000 | 1,776,000 |
| Securities available for sale | 39,552,000 | 37,112,000 | 35,577,000 | 35,074,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 104,516,000 | 101,078,000 | 95,738,000 | 99,516,000 |
| Interest-bearing deposits | 86,154,000 | 84,467,000 | 81,336,000 | 83,659,000 |
| Noninterest-bearing deposits | 18,362,000 | 16,611,000 | 14,402,000 | 15,857,000 |
| Equity capital | 12,328,000 | 12,572,000 | 12,685,000 | 13,244,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 1,169,000 | 2,376,000 | 3,602,000 | 4,892,000 |
| Interest expense | 216,000 | 431,000 | 685,000 | 996,000 |
| Net interest income | 953,000 | 1,945,000 | 2,917,000 | 3,896,000 |
| Noninterest income | 154,000 | 316,000 | 497,000 | 683,000 |
| Noninterest expense | 694,000 | 1,350,000 | 2,080,000 | 2,778,000 |
| Provision for loan losses | 45,000 | 90,000 | 135,000 | 180,000 |
| Pretax income | 368,000 | 821,000 | 1,199,000 | 1,621,000 |
| Income tax | 18,000 | 42,000 | 61,000 | 83,000 |
| Net income | 350,000 | 779,000 | 1,138,000 | 1,538,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,577,000 | 12,916,000 | 13,245,000 | 13,545,000 |
| Total capital | 13,680,000 | 14,053,000 | 14,423,000 | 14,720,000 |
| Risk-weighted assets | 87,727,000 | 90,433,000 | 93,738,000 | 93,462,000 |