Call reports 2016
SECURITY SAVINGS BANK — 2016
What SECURITY SAVINGS BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 129,417,000 | 125,464,000 | 126,492,000 | 130,129,000 |
| Total loans | 68,194,000 | 67,439,000 | 70,024,000 | 72,104,000 |
| Allowance for loan losses | 1,340,000 | 1,385,000 | 1,430,000 | 1,475,000 |
| Securities available for sale | 50,090,000 | 48,935,000 | 46,867,000 | 46,861,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 108,548,000 | 104,397,000 | 103,484,000 | 106,544,000 |
| Interest-bearing deposits | 93,825,000 | 90,890,000 | 89,027,000 | 87,649,000 |
| Noninterest-bearing deposits | 14,723,000 | 13,507,000 | 14,457,000 | 18,895,000 |
| Equity capital | 12,341,000 | 12,724,000 | 12,640,000 | 11,578,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 1,144,000 | 2,258,000 | 3,366,000 | 4,506,000 |
| Interest expense | 168,000 | 324,000 | 493,000 | 667,000 |
| Net interest income | 976,000 | 1,934,000 | 2,873,000 | 3,839,000 |
| Noninterest income | 154,000 | 304,000 | 455,000 | 635,000 |
| Noninterest expense | 682,000 | 1,299,000 | 1,967,000 | 2,637,000 |
| Provision for loan losses | 45,000 | 90,000 | 135,000 | 180,000 |
| Pretax income | 403,000 | 852,000 | 1,270,000 | 1,701,000 |
| Income tax | 20,000 | 43,000 | 63,000 | 86,000 |
| Net income | 383,000 | 809,000 | 1,207,000 | 1,615,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,759,000 | 11,650,000 | 11,828,000 | 11,708,000 |
| Total capital | 12,786,000 | 12,663,000 | 12,863,000 | 12,780,000 |
| Risk-weighted assets | 81,869,000 | 80,675,000 | 82,451,000 | 85,433,000 |