Call reports 2015
SECURITY SAVINGS BANK — 2015
What SECURITY SAVINGS BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 117,179,000 | 123,944,000 | 123,054,000 | 128,242,000 |
| Total loans | 66,800,000 | 64,688,000 | 67,070,000 | 68,326,000 |
| Allowance for loan losses | 1,160,000 | 1,204,000 | 1,249,000 | 1,299,000 |
| Securities available for sale | 42,681,000 | 45,937,000 | 47,272,000 | 48,453,000 |
| Securities held to maturity | 5,000 | 5,000 | 2,000 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 99,086,000 | 107,916,000 | 100,772,000 | 108,068,000 |
| Interest-bearing deposits | 85,334,000 | 93,284,000 | 86,730,000 | 89,904,000 |
| Noninterest-bearing deposits | 13,752,000 | 14,632,000 | 14,042,000 | 18,164,000 |
| Equity capital | 11,658,000 | 10,861,000 | 11,561,000 | 11,731,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 1,054,000 | 2,109,000 | 3,218,000 | 4,373,000 |
| Interest expense | 148,000 | 310,000 | 472,000 | 656,000 |
| Net interest income | 906,000 | 1,799,000 | 2,746,000 | 3,717,000 |
| Noninterest income | 141,000 | 273,000 | 433,000 | 564,000 |
| Noninterest expense | 636,000 | 1,296,000 | 1,924,000 | 2,623,000 |
| Provision for loan losses | 45,000 | 90,000 | 135,000 | 180,000 |
| Pretax income | 384,000 | 710,000 | 1,146,000 | 1,505,000 |
| Income tax | 18,000 | 29,000 | 47,000 | 33,000 |
| Net income | 366,000 | 681,000 | 1,099,000 | 1,472,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,035,000 | 10,928,000 | 11,199,000 | 11,422,000 |
| Total capital | 12,195,000 | 11,928,000 | 12,271,000 | 12,452,000 |
| Risk-weighted assets | 78,313,000 | 79,844,000 | 85,585,000 | 82,156,000 |