Call reports 2014
SECURITY SAVINGS BANK — 2014
What SECURITY SAVINGS BANK reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 122,124,000 | 119,622,000 | 125,131,000 | 121,007,000 |
| Total loans | 61,111,000 | 61,141,000 | 65,267,000 | 67,896,000 |
| Allowance for loan losses | 981,000 | 1,026,000 | 1,070,000 | 1,115,000 |
| Securities available for sale | 52,278,000 | 52,525,000 | 49,137,000 | 44,016,000 |
| Securities held to maturity | 6,000 | 6,000 | 5,000 | 5,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 104,728,000 | 101,352,000 | 104,534,000 | 102,289,000 |
| Interest-bearing deposits | 89,896,000 | 88,713,000 | 85,281,000 | 85,231,000 |
| Noninterest-bearing deposits | 14,832,000 | 12,639,000 | 19,253,000 | 17,058,000 |
| Equity capital | 9,683,000 | 10,494,000 | 10,992,000 | 11,333,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 1,070,000 | 2,142,000 | 3,215,000 | 4,333,000 |
| Interest expense | 164,000 | 329,000 | 484,000 | 650,000 |
| Net interest income | 906,000 | 1,813,000 | 2,731,000 | 3,683,000 |
| Noninterest income | 142,000 | 278,000 | 452,000 | 600,000 |
| Noninterest expense | 580,000 | 1,229,000 | 1,847,000 | 2,530,000 |
| Provision for loan losses | 45,000 | 90,000 | 135,000 | 180,000 |
| Pretax income | 418,000 | 778,000 | 1,211,000 | 1,611,000 |
| Income tax | 21,000 | 38,000 | 60,000 | 80,000 |
| Net income | 397,000 | 740,000 | 1,151,000 | 1,531,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,004,000 | 10,228,000 | 10,579,000 | 10,719,000 |
| Total capital | 10,929,000 | 11,144,000 | 11,551,000 | 11,706,000 |
| Risk-weighted assets | 73,942,000 | 73,142,000 | 77,643,000 | 78,861,000 |