Call reports 2013
SECURITY SAVINGS BANK — 2013
What SECURITY SAVINGS BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 115,122,000 | 115,282,000 | 115,700,000 | 120,506,000 |
| Total loans | 57,015,000 | 57,449,000 | 59,057,000 | 61,745,000 |
| Allowance for loan losses | 798,000 | 844,000 | 888,000 | 935,000 |
| Securities available for sale | 50,946,000 | 46,952,000 | 47,013,000 | 51,463,000 |
| Securities held to maturity | 8,000 | 8,000 | 7,000 | 6,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 100,217,000 | 101,715,000 | 101,345,000 | 104,598,000 |
| Interest-bearing deposits | 85,821,000 | 89,424,000 | 88,622,000 | 87,305,000 |
| Noninterest-bearing deposits | 14,396,000 | 12,291,000 | 12,723,000 | 17,293,000 |
| Equity capital | 9,986,000 | 8,682,000 | 8,663,000 | 8,456,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 1,032,000 | 2,030,000 | 3,088,000 | 4,188,000 |
| Interest expense | 191,000 | 384,000 | 569,000 | 746,000 |
| Net interest income | 841,000 | 1,646,000 | 2,519,000 | 3,442,000 |
| Noninterest income | 139,000 | 275,000 | 415,000 | 581,000 |
| Noninterest expense | 575,000 | 1,164,000 | 1,739,000 | 2,420,000 |
| Provision for loan losses | 45,000 | 90,000 | 135,000 | 180,000 |
| Pretax income | 400,000 | 725,000 | 1,103,000 | 1,459,000 |
| Income tax | 19,000 | 35,000 | 55,000 | 73,000 |
| Net income | 381,000 | 690,000 | 1,048,000 | 1,386,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,054,000 | 9,216,000 | 9,480,000 | 9,668,000 |
| Total capital | 9,852,000 | 10,060,000 | 10,368,000 | 10,603,000 |
| Risk-weighted assets | 69,470,000 | 71,003,000 | 72,662,000 | 75,022,000 |