Call reports 2012
SECURITY SAVINGS BANK — 2012
What SECURITY SAVINGS BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 102,243,000 | 104,940,000 | 106,883,000 | 116,244,000 |
| Total loans | 48,940,000 | 52,551,000 | 55,600,000 | 58,332,000 |
| Allowance for loan losses | 589,000 | 675,000 | 727,000 | 753,000 |
| Securities available for sale | 44,517,000 | 46,752,000 | 45,258,000 | 47,388,000 |
| Securities held to maturity | 12,000 | 11,000 | 10,000 | 10,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 88,127,000 | 90,603,000 | 91,525,000 | 101,176,000 |
| Interest-bearing deposits | 75,966,000 | 80,057,000 | 79,815,000 | 84,365,000 |
| Noninterest-bearing deposits | 12,161,000 | 10,546,000 | 11,710,000 | 16,811,000 |
| Equity capital | 8,979,000 | 9,408,000 | 10,028,000 | 10,155,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 1,017,000 | 2,043,000 | 3,103,000 | 4,219,000 |
| Interest expense | 227,000 | 443,000 | 647,000 | 853,000 |
| Net interest income | 790,000 | 1,600,000 | 2,456,000 | 3,366,000 |
| Noninterest income | 140,000 | 270,000 | 413,000 | 549,000 |
| Noninterest expense | 517,000 | 1,087,000 | 1,624,000 | 2,261,000 |
| Provision for loan losses | 45,000 | 90,000 | 135,000 | 180,000 |
| Pretax income | 458,000 | 846,000 | 1,265,000 | 1,642,000 |
| Income tax | 22,000 | 42,000 | 62,000 | 82,000 |
| Net income | 436,000 | 804,000 | 1,203,000 | 1,560,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,083,000 | 8,325,000 | 8,658,000 | 8,894,000 |
| Total capital | 8,672,000 | 9,000,000 | 9,385,000 | 9,647,000 |
| Risk-weighted assets | 57,580,000 | 61,495,000 | 62,813,000 | 69,118,000 |